Travelling the world doesn’t have to break the bank, but there are a number of strategies you can use to reduce how many dollars you spend, even when travelling in luxe-for-less style. Besides picking a great bargain holiday, top of our list of top tips is to be flexible with your date of travel, and your destination. Loyalty schemes are also worthwhile getting into, with many including Hilton HHonors and Marriott Rewards having eliminated blackout dates such as public holidays, while also offering discounted rates and free nights. The same goes for frequent flyer programs, which not only offer you an option to use points or score upgrades, but in the case of Virgin Australia you can pay for a ticket using points+pay, and you’ll be the first to know when fares are on sale. If you can travel during the shoulder season or low season you can also save money, but remember that this can mean having shorter daylight if you’re travelling in Europe in winter, or wet weather if you’re planning to hit Asia during rain season. Another big saving can be to avoid popular destinations, choosing ones which are less well known instead. Or you can stay at home and travelling locally, even within your own backyard! Holiday packages can also offer big savings, especially cruises or hotel stays which also include flights and transfers. And booking some activities and products at your destination can also offer savings, such as train fares, local flights, sightseeing, transfers and experiences; just make sure you read any fine print, and check the exchange rate before committing. Finally there’s cruise holidays which include travel, most food and accommodation in a single fare; all-inclusive ships such as Seabourn and Regent Seven Seas come up on sale periodically, and in some cases can include free flights, even in business class.