It’s essential to have adequate travel insurance when you go overseas, and for many people, a great place to start when it comes to saving money is comparing prices using comparison websites such as www.comparethemarket.com.au, or www.comparetravelinsurance.com.au. However there are other considerations. If you’re planning to make a number of trips in a calendar year, an annual or multi-trip policy which will be cheaper overall than buying individual policies per trip. Another thing to do is check the perks offered by your credit card provider, as many include automatic free travel insurance cover if you buy your travel using the card. Other places to look for free travel insurance cover include you home insurance policy, although this may only cover portable items such as smart phones, jewellery and computers, and only apply to domestic travel, while discounts and special offers may also be available to you through your health insurance fund, or a frequent flyer membership depending on your status. Finally, if you book your holiday with a travel agent they will usually offer you travel insurance; if you find a policy which is cheaper and suits your needs better, ask them to match the price.